Three Great Options To Pay For A New Roof That Doesn’t Involve Insurance

Dealing with any home repairs, let along a leaking roof, can be stressful and costly. The cost to fix your roof can be daunting. Most homeowners do not know their options to manage a roof repair.

You may be thinking insurance can cover it. But most policies will not cover normal wear and tear. So if your roof is old and there were no hail storms in your immediate past, then you’re having to cover the roof expense another way.

One popular way to pay for your new roof is credit. For example, we at A1 Local Roofing will offer terms from a third party finance company that allows payment over time.

There are also little know programs through the federal government. Last checked there are a few options that are income based for you to qualify for grants or loans. Now, we do not offer assistance in your pursuit of these grants. But what I can do is introduce you to these programs, and you can check these out yourself and see if you qualify!

Weatherization Assistance Program

Eligibility: Low-income families, including families with members who have disabilities, low-income families with children, and senior citizens.

Since 1976, the Weatherization Assistance Program (WAP) has led the nation in advancing technology, research, and applied scientific practices to make homes energy efficient, cost-effective, and safe for low-income residents. The installed measures deliver substantial energy reductions and energy-cost savings for families, and the program has moved the entire home performance industry forward.

The Weatherization Assistance Program: 40 Years of Improving Homes and Lives

Single Family Housing Repair Loans

Eligibility: Very-low-income families who earn less than 50% of the median income, or low-income individuals who are 62 years or older.

Also known as the Section 504 Home Repair program, this provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

 

Helping people stay in their own home and keep it in good repair helps families and their communities. Homeownership helps families and individuals build savings over time. It strengthens communities and helps many kinds of businesses that support the local economy.

The Housing Preservation Grant

Eligibility: Very-low-income and low-income organizations, including most state and local governments, tribal communities, and nonprofits.

USDA Rural Development helps you make expensive repairs, accessibility improvements, and energy efficiency changes to your small town home. We provide loans of up to $20,000 to individuals and families who have very-low-incomes. For eligible folks age 62 and older, we can provide an additional grant of up to $7500 to make these same essential changes to your home. To find out if you qualify contact your local USDA RD office or visit our eligibility website today!

USDA Helps You Make Home Repairs

 

Free Roof Estimate and Home Efficiency Audit ($325 Value)

Need A Roofing Contractor? All roof estimates will receive our exclusive comprehensive 30 Point Efficiency Audit which will identify the most effective home energy improvements that will:

• Save hundreds or even thousands of dollars on energy usage
• 30 Point Audit specific to your home
• Increase energy efficiency
• Reduce energy usage
• Improve indoor air quality
• Produce consistent interior temperatures
• Reduce interior drafts
• Improve humidity control & ventilation
• FREE (A $325 Value)*
• CALL NOW: 512-537-4408

Top 10 Problems With Flat Roofs

Nobody ever has any reason to go up on their roof. But your flat roof has been in a slow decline ever since it was originally installed. It is not anything you did, more of what you didn’t do. And the only reason you are paying attention to it now is, more than likely, you have a leak. Right?

There are a host of reasons it has gone south. While some reaons may be natural, others may be premature. I have included in-depth articles on my blog about Metal Roof Repair, Commercial Roofing Options and Flat Roof Repair.  In today’s post I just wanted to give you a quick outline on flat roof repair.

So for all you building owners and facilities professionals, lets dig in.

I was going through some of my many blogs I follow for commercial roofs and remembered one that was very comprehensive. It was written by Jana Madsen awhile back for Buildings.com. Its a blog for facilities guys.

The Top Ten Most Common Roof Problems

The Top 10 Most Common Roof Problems. BY JANA MADSEN for Building.com

“If you look at a failure curve, most roofs are the best they’re going to be at the time they are installed. The curve is pretty flat in terms of their deterioration for the first several years, and the last 25 or 30 percent of the roof [life], the curve becomes more steep,” explains Ron Harriman, vice president, Benchmark Inc., Cedar Rapids, IA. Unfortunately, problems are inevitable as the roof ages. Without proper and routine maintenance, these minor problems can even become catastrophic.

1) ROOF LEAKS AND MOISTURE

2) BLOW-OFFS, TENTING, REDUCED WIND UPLIFT RESISTANCE, AND BILLOWING

3) POOR INSTALLATION AND UNSATISFACTORY WORKMANSHIP

4) LACK OF MAINTENANCE

5) PONDING WATER

6) PUNCTURES AND THE ADDITION OF PENETRATIONS POST-INSTALLATION

7) SAFETY

8) IMPROPER REPAIRS

9) SHRINKAGE

10) BLISTERING

“With any roof – no matter what type – if you’ve got roof leaks, then you’ve got a problem,” explains Charles Praeger, executive director, Metal Building Manufacturers Association (MBMA), Cleveland. Leaks can occur for a number of reasons. Built-up roofs (BUR) might experience leaks due to flashing details that weren’t fastened properly during installation. “The problems an owner is typically going to have [with a BUR system] is that 95 percent of leaks occur at flashing details – anywhere the membrane itself is terminated or interrupted,” explains Helene Hardy Pierce, director of contractor services, GAF Materials Corp., Wayne, NJ. Additionally, hot bituminous and torch-applied modified bitumen roofs may experience leaks when a proper moisture barrier is not installed underneath a coping cap on parapet walls, according to Avoiding Common Roof Installation Mistakes, a CD-Rom produced by the Center for the Advancement of Roofing Excellence (CARE Ltd.).

In summary, hire a good contractor to insure proper installation. Get on a regular roof maintenance program. You need someone up there on a regular basis to head expensive repairs off at the pass. And that’s it. Unfortunately too many times I’ve encountered poor workmanship and there hadn’t been a sole up on the roof to take a look since it was installed.

To find out more on how we can help with your roofing issues, call us at (512) 537 4408.

 

Roof Repair and Your Home Energy Costs

Every roof has a life cycle. A great roofing contractor will know if the roof has some life left, or is in need of a total replacement. When replacing your roof, many considerations are taken into account, chief among them is choosing a material that aids in homes energy conservation.

That’s is why A1 Local Roofing is providing a free efficiency audit with every roof estimate. We use the house-as-a-system concept.

We call it the Gold Star Home Efficiency Audit.

 

We’ll start by assessing your current roofing problem and providing a solution with the ability to save on energy costs. Its a great way to estimate your energy usage over the next 20 years. We recommend the type and amount of insulation, the degree of reflectivity and even assess the ceiling material.

And since your heating, cooling and overall energy consumption is effected by other areas of the home and its components,we collect 30 points of data that is used to complete the Home Efficiency Audit. A free home audit with your free roof estimate!

Save hundreds or even thousands of dollars on energy usage

Save Hundreds Or Even Thousands Of Dollars On Energy Costs

At the completion you’ll have:

1. At least two different types of roof options
2. Diagnostic on home performance problems and prescribing solutions
3. An itemized and prioritized scope of work

FREE Home Efficiency Audit With Every Free Roof Estimate

 

30 Point Audit specific to your home:

• Increase energy efficiency
• Reduce energy usage
• Improve indoor air quality
• Produce consistent interior temperatures
• Reduce interior drafts
• Improve humidity control & ventilation
• $325 Value
• FREE

We Use The “House As A System” Approach.

It’s the first step to assess how much energy your home consumes and to evaluate what steps can be taken to insure your home is more energy efficient. Save significant amounts of money over time.

We’re local, so call us today and we’ll come out and provide you with a free, competitive roof estimate. And while we are at it, we’ll include your home efficiency audit. FREE.

 

tel:512-537-4408